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Divorce can be a difficult time for anyone, but it can be especially daunting for women over 50. There has been a rise of “gray” divorces since the 1990s and while that is a good thing for women getting out of bad relationships, it can have big financial consequences. Sometimes these consequences also impact a person’s decision to separate from their partner. This article discusses some of the most important factors influencing women in these divorces. Women are Not Prepared While the world has advanced considerably, traditional gender roles still have a big impact on marriage responsibilities. Women usually handle general household care, along with the household budget, but leave the bulk of financial management to their husbands. Men manage
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May 1, 2018

Is Divorce Mediation Right for You?

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A divorce is a difficult time for everyone involved, regardless of the circumstance. People don’t take this decision lightly and usually want an uncontested separation from their partner. Differences in opinion, resentment, and lack of proper communication can make this process even more difficult. Some proceedings last much longer than they need to because of arguments or disagreements. A qualified, experienced divorce mediator can help resolve these differences. Who is a Divorce Mediator? A mediator is a neutral third-party professional and their primary role is to ensure all negotiations are carried out smoothly, helping couples separate in a cost-effective manner.  They don’t provide legal advice as their skills lie in conflict resolution. Mediators aren’t counselors so they don’t help resolve
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middle aged woman thinking According to the American Psychological Association, around 50% of all marriages are likely to end in a divorce. While this has been declining steadily over the years, many couples still go through this long, painful process. Divorce is rarely smooth sailing or stress-free but there are ways in which you can make this process easier. We recommend asking the questions mentioned below before deciding on your actions. Sometimes asking these questions and communicating with your partner can heal a relationship or make a divorce more amicable. Have you communicated? A communication breakdown is one of the most common reasons for divorces. Unfortunately, it’s not easy to overcome this barrier. Hurt feelings, pride, resentment, and other such
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Society is changing at a rapid pace and with it, traditional gender norms are changing too.  Just a few decades ago, men were still considered primary breadwinners of a family while women were expected to place their home life above everything else. Women are soaring in their careers, men taking a break to care for children, and all norms are brushed aside with emphasis on individual preferences. Unfortunately, this change is jarring for people who still believe in traditional gender roles. This can lead to a divorce and is a common underlying reason for it as well. While divorce rates have actually dropped in recent years, there are still a large number of marriages that end in it. Here are
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Marriage is a great experience, but sometimes it can become stressful too. Every marriage faces its ups and downs and twists and turns. The strongest couples are ones that have weathered the most challenging situations in tandem with each other. Stressful and challenging situations are a part and parcel of life and preparing for them can help you build a stronger relationship with your spouse. Here is a list of some of the commonest stressors that contribute to divorce: Financial problems Money-related stresses are often listed as the primary cause of divorce. This is ironic because divorce itself ends up causing a significant amount of financial stress. The couple needs to be on the same page when it comes to
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It isn’t easy to get your mind around the emotional and financial repercussions of a divorce. Most people just tend to get benumbed when in the middle of the bedlam, because facing these realities can sometimes be too much to bear. When going through a divorce, it can be incredibly stressful to arrive at a financial settlement, even more so if you are the “non-moneyed” partner. If you haven’t been handling any aspect of your family’s expenses, even simple things like writing checks and monthly budgeting may be an entirely new experience. When extending this process to providing for your long-term financial stability, taxes, and investments, it can be easy to become overwhelmed. During and post-divorce, an expert financial planner
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March 23, 2018

Unusual Ways People Get Over Divorce

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Divorce can be extremely overwhelming and stressful. You’re likely starting over, rebuilding your life, moving, and maybe restarting your career too. When there are assets to be divided and kids involved, a divorce can sometimes get very messy. It’s easy for people around you to tell you that you should just shrug off all the stress and get on with life, but that isn’t always as easy as it sounds. What makes this phase overwhelming is that there are too many changes happening all at once, which can be a lot to handle. While it’s easy to mope around and feel depressed, there are many ways in which you can maintain your sense of sanity, doing something unusual. Keep in
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March 23, 2018

Post-Divorce Financial Checklist

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Going through a divorce can be a very trying time and hard on your finances as well. There will be many things to sort out which can make you feel completely overwhelmed. Here is a financial checklist you need to create post your divorce. It gives you some practical steps to efficiently separate your finances and get things on track: Create a spending plan and monitor your monthly income and expenses against it. If you are either receiving/paying maintenance, consult your financial advisor on whether your tax withholding needs to be changed. Change titles on all your assets, such as houses and cars. Don’t omit to record changes with your mortgage company. Obtain personal auto insurance. Update your financial plan
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February 27, 2018

Who Keeps the Dog in a Divorce?

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A divorce can be complicated, time-consuming, and stressful for all parties involved. One of the most challenging aspects of the divorce proceeding is the division of jointly-owned assets and this includes pets. As pets are considered personal property, the law doesn’t treat them with the same consideration as it treats children so custody is awarded without much thought. The courts are under no obligation to be fair and just in their decision. Unfortunately, this can prove to be very painful for the divorcing couples as most consider their dog or pets to be members of their family and not personal property. Arguments over pet custody, visitation rights, and other such factors can extend the duration of divorce negotiations considerably. Personal
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Divorce can be a very trying time for the couple and their immediate family. Even the most amicable divorces can be challenging and cause a considerable amount of pain. Ending a long and intimate partnership can cause heartbreak, anxiety, and be traumatizing for the couple and their children. Many divorced couples struggle to transition from this phase and get back on their feet once the proceedings are done. With a little bit of planning and self-care, it is possible to get through the divorce process without being overwhelmed by it. Here are 4 ways to smoothly transition from a divorce: You have company More than 20% of first marriages end in divorce in the first five years of the relationship
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